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Who Should be Listed on Your Homeowners Insurance? Understanding Named Insureds and More

When your living situation evolves, it’s crucial to ensure that your homeowners insurance policy remains aligned with your current needs. One of the first steps in this process is to verify that the correct individuals are listed on your policy. Typically, this means aligning your insurance policy with the names on the home deed. But

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questions to ask home insurance agent

5 Important Questions To Ask Your Home Insurance Agent

Having the right questions to ask your home insurance agent can help you gain peace of mind and better prepare for risks. Every home is different but home insurance questions should revolve around saving money and protecting your property. Be sure to stay in communication with your agent even after purchasing coverage to ensure you are prepared for possible perils as risks evolve over time.

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How to Purchase Comprehensive “other than collision” auto insurance in Texas

In Texas, carrying auto insurance is mandatory for drivers. State law mandates a basic level of coverage, but various insurance options offer different protection levels for diverse situations. Minimum legal coverage includes liability and property damage protection for accidents, but vehicles are vulnerable to many other risks. Comprehensive auto insurance addresses these unforeseen risks, covering

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Texas Insurance Companies Considering Leaving or Halting Business

Florida and Louisiana previously suffered the exodus of insurers post-hurricanes. California saw the same post-wildfires. Now, in 2023, Texas faces insurers retreating due to risk recalculations. Texans, particularly homeowners and drivers, are confronting tougher challenges in securing insurance. As companies adapt to changing climatic conditions, the search for insurance becomes steeper. Restoration costs are ever-climbing,

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Cancellation, Non-Renewal, and Lapse of Insurance Policies in Texas

Handling policy cancellations requires serious attention. Cancelled home insurance can lead to financial vulnerabilities and additional complications such as increased rates, reduced coverage upon renewal, and potentially, foreclosure. Grasping the distinction between cancellation and non-renewal is vital, as both may lead to insurance gaps that Texas homeowners should diligently avoid. Be aware of your homeowner

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Navigating Divorce and Insurance in Texas

The interplay between your marital status, auto insurance, and property insurance is quite complex. Regrettably, even amicable separations come with their fair share of challenges. During these testing times, it’s crucial to manage your insurance effectively. Comprehending details like payment amounts, who’s accountable for payments, and your protection level is vital. Neglecting these aspects can

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