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Texas Insurance Services
Texas Insurance Resources publishes clear, practical guides to the coverages Texans ask about most: home, auto, renters, rideshare, landlord, business, flood, umbrella, condo, motorcycle, RV, boat, manufactured homes, farms and ranches, and commercial auto. Use this hub to jump into a product guide, then call 800-875-4711 when you want help comparing options through licensed local agents.
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Explore insurance services
Each guide covers what the product is for, Texas-specific considerations, cost drivers, common gaps, shopping tips, and FAQs. Pick a card to open the full educational page.
Home Insurance
Home Insurance in Texas – coverage basics, Texas notes, costs, FAQs.
Auto Insurance
Auto Insurance in Texas – coverage basics, Texas notes, costs, FAQs.
Landlord Insurance
Landlord Insurance in Texas – coverage basics, Texas notes, costs, FAQs.
Business Insurance
Business Insurance in Texas – coverage basics, Texas notes, costs, FAQs.
Flood Insurance
Flood Insurance in Texas – coverage basics, Texas notes, costs, FAQs.
Umbrella Insurance
Umbrella Insurance in Texas – coverage basics, Texas notes, costs, FAQs.
Condo Insurance
Condo Insurance in Texas – coverage basics, Texas notes, costs, FAQs.
Motorcycle Insurance
Motorcycle Insurance in Texas – coverage basics, Texas notes, costs, FAQs.
RV Insurance
RV Insurance in Texas – coverage basics, Texas notes, costs, FAQs.
Boat Insurance
Boat Insurance in Texas – coverage basics, Texas notes, costs, FAQs.
Manufactured Home Insurance
Texas manufactured and mobile home insurance, wind zones, tie-downs, and flood.
Farm & Ranch Insurance
Texas farm and ranch insurance for acreage, barns, equipment, livestock, and liability.
Commercial Auto Insurance
Texas commercial auto for work trucks, vans, fleets, and hired and non-owned autos.
Renters Insurance
Texas renters insurance for belongings, liability, living expenses, and the flood gap.
Rideshare Insurance
Texas rideshare insurance for app-on driving, accepted trips, and personal-policy gaps.
ATV Insurance
Texas ATV insurance, off-highway rules, and where a home policy often stops.
Windstorm Insurance
Texas windstorm insurance, TWIA as the residual market, and the certificate question.
Hurricane Insurance
Texas hurricane insurance as a stack: wind, flood, and the deductibles on each form.
DP-1 Insurance
Texas DP-1 insurance, the basic named-perils dwelling form, and what a rental quote often leaves off.
DP-2 Insurance
Texas DP-2 insurance, the broad named-perils list, water, freezing, and replacement cost.
DP-3 Insurance
Texas DP-3 insurance, open perils on the building, and the exclusions that still apply.
30/60/25 Insurance
Texas 30/60/25 insurance, the liability floor, and what those three limits do not pay.
New-Car Coverage
Texas new-car replacement coverage, the short automatic period, and actual cash value on a total loss.
Travel Trailer Insurance
Texas travel trailer insurance for fifth wheels and trailers you tow, plus contents and full-timers coverage.
Other Structures
Texas other structures insurance for detached garages, sheds, fences, and the limit that usually follows the house.
Additional Living Expenses
Texas additional living expenses for hotel and meals after a covered loss, and the limit that can run out.
Personal Property
Texas personal property insurance for belongings, theft sublimits, and the off-premises cap.
Fifth Wheel Insurance
Texas fifth-wheel insurance for a pickup-bed hitch, truck liability while towing, and damage to the trailer.
Personal Liability
Texas personal liability insurance for lawsuits, defense costs, and the limit you choose.
Medical Payments to Others
Texas medical payments to others for a guest’s bills, without treating it as a lawsuit.
Bodily Injury Liability
Bodily injury liability in Texas: the per-person and per-accident injury limits above the 30/60 floor.
Property Damage Liability
Property damage liability in Texas for the other person’s car, fence, or building, and the $25,000 minimum cap.
Collision Coverage
Texas collision insurance for your own car after a crash, the deductible, and actual cash value.
Clarity first, then options
Our articles are written for Texans who want technical detail without jargon overload. When you are ready, we connect you with licensed local agents for quotes tailored to your drivers, property, or business.
Claims and policy questions
Not sure whether a loss might be covered, or need a plain-English walkthrough of a declarations page? Start with the product guide above, then contact Texas Insurance Resources. We help Texans prepare better questions for licensed agents and carriers. For urgent claim filing, contact your carrier first using the number on your ID card or declarations page, then call us at 800-875-4711 if you need help understanding next steps.
Looking for local home insurance context by city? Visit our Texas home insurance locations directory.
Request a quote by coverage
Each quote form is built for one line of coverage, so a licensed Texas agent gets the details carriers ask for. Pick one below, or use the quote page if you are not sure.
Talk with Texas Insurance Resources
Educational guides plus real help comparing quotes. Call 800-875-4711 or request a quote online.