Author name: admin

Three valuable rings on a white counter.

Jewelry Insurance: Protection for Your Valuables

If you want to protect your jewelry from being damaged, stolen, or lost, you have plenty of options. Jewelry insurance is a great way to ensure your collection has the proper coverage limits that other forms of property insurance don’t provide. You should compare different types of coverage and jewelry insurance companies to find the best option at the lowest price available. Sometimes, carriers may undergo an investigation to be sure a claim is legitimate. If you own jewelry and wish to keep your items covered, be sure to get your items appraised for the best protection regularly.

Jewelry Insurance: Protection for Your Valuables Read More »

A key fob for a car next to glasses of alcohol with a purple and white background.

How Long Does a DWI Affect Your Insurance in Texas?

Getting a DUI in Texas can be a hassle that raises your insurance rates for up to a decade. Besides paying more as Texas DUI insurance rates go up, there are fines and penalties to face. The safest thing to do is always to drive sober. If you are convicted of a DWI, you’ll have limited choices as some companies won’t insure you. Comparing auto insurance companies is essential to find the right coverage and to avoid overpaying for protection.

How Long Does a DWI Affect Your Insurance in Texas? Read More »

Why Texas Car Insurance Rates Are on the Rise

Drivers in Texas are facing more auto insurance rate increases due to a number of factors. While inflation is causing an auto insurance increase in Texas, there are other issues raising the risk for carriers and by extension, the premiums for motorists. Some things are out of your hands but there are ways you can save on your coverage despite outside factors raising rates.

Why Texas Car Insurance Rates Are on the Rise Read More »

will a hit-and-run claim raise my insurance

Will a Hit-And-Run Claim Raise My Insurance?

A hit-and-run accident shouldn’t cause you to have an increase in your auto insurance premium if you aren’t at fault. With that said, some circumstances and carriers may also cause you to pay a higher premium. There are laws in Texas to help mitigate hit-and-runs, however, this doesn’t mean they aren’t a common issue for drivers. You can protect yourself with uninsured/underinsured motorist (UM/UIM) coverage and if you are facing a premium increase due to a hit-and-run, shopping carriers can help you switch and save money.

Will a Hit-And-Run Claim Raise My Insurance? Read More »

hurricane insurance

Texas Hurricane Insurance Resources – Definition, TWIA, and Coverage

In Texas, hurricane insurance primarily pertains to homeowners insurance featuring a hurricane deductible, especially in high-risk coastal areas. Additionally, it encompasses various policies like home/renters, windstorm, and flood insurance. Windstorm deductibles, based on a percentage of the home’s value, differ from standard homeowners insurance deductibles. Renters, drivers, and boat owners each have distinct needs for storm coverage in Texas. Regardless of your situation, securing coverage before hurricane season begins is crucial to avoid any potential lapses.

Texas Hurricane Insurance Resources – Definition, TWIA, and Coverage Read More »

Subrogation - Meaning, How Long, How To Deal With It, and More

Subrogation – Meaning, How Long, How To Deal With It, and More

Subrogation helps carriers reclaim compensation that is owed after a loss that may otherwise never be recouped. For example, subrogation in insurance can involve seeking compensation after an uninsured driver doesn’t help restore damage to your vehicle. There are waivers of subrogation that can give up a carrier’s right to pursue such legal matters as well. Furthermore, because legal issues can be a headache, drivers and homeowners need to understand their resources when facing this process.

Subrogation – Meaning, How Long, How To Deal With It, and More Read More »

Scroll to Top

Get A Quote