In recent years, big storms hit places like Florida and Louisiana, and wildfires swept through California. Now, in 2024, Texas is facing a similar problem with insurance companies deciding to leave the state. This means it’s getting harder for people living in Texas to find good insurance for their homes and cars. Why Insurance is […]
The Exodus of Insurance Providers from Texas: An Escalating Issue Read More »
I n Texas, the ubiquity of potholes on roads isn’t just an inconvenience; it’s a stark indicator of public infrastructure in need of attention. More than just a nuisance, these potholes pose a significant risk of damage to vehicles, setting up drivers for a unique challenge. Unlike typical road incidents that involve another party, dealing
How Texas Drivers Can Navigate Pothole Damage Claims: A Comprehensive Handbook Read More »
Home Insurance Savings with New Roof Typically, Texas homeowners can save around 20% on insurance premiums with a new roof. Savings may vary from 5% to 40%, depending on factors like the type of roofing and your location. The age of your roof compared to the new one listed on your insurance policy is crucial;
New Roof Home Insurance Savings for Texas Home Owners Read More »
Through subrogation, insurance companies can pursue compensation from uninsured drivers in the courtroom. However, the process is far from a guarantee and is a lengthy, complicated process. In some cases, carriers may forgo the process altogether. If you are an uninsured driver, you are still at legal risk that may prove criminal depending on the circumstances of your accident.
Do Insurance Companies Go After Uninsured Drivers? Read More »
Having the right questions to ask your home insurance agent can help you gain peace of mind and better prepare for risks. Every home is different but home insurance questions should revolve around saving money and protecting your property. Be sure to stay in communication with your agent even after purchasing coverage to ensure you are prepared for possible perils as risks evolve over time.
5 Important Questions To Ask Your Home Insurance Agent Read More »
Landlord insurance typically costs 15% less than homeowners insurance, ranging from $850 to $2500, contingent on property type, location, and associated risks. Texas regions like Houston face elevated hurricane risks, while Dallas/Fort Worth experiences larger hail risks. Regardless of whether you’re renting out a spare house or delving into landlordship as an investment venture, insurance
The Cost of Landlord Insurance in Texas Read More »
The check for your totaled car insurance payout may be sent to you or your lending company depending on who owns the vehicle. A number of factors will determine how much you’ll receive for your car totaled insurance payout. Following a car accident with a total loss to your vehicle, you can keep your vehicle in some cases, however, most are sold by insurance carriers to salvage yards.
Who Gets the Insurance Check When a Car Is Totaled? Read More »
Summary: Texans face complex reasons for growing home insurance premiums within the state. Because of evolving weather patterns, changing industry trends, and more, home insurance costs are growing. Overall, you can compare carriers to help save money on expensive coverage. Estimated Read Time: 3 mins Texas home insurance rates have surged in recent years because
Why Is Homeowners Insurance So Expensive in Texas? Read More »
A home insurance company may want to inspect your home when you’re enrolling in coverage to help manage its risk. While you can refuse an inspection, it’s best to maintain your property and undergo the process. Furthermore, preparing for a home insurance inspection can help you pass and streamline the process.
Why Does My Insurance Company Want To Inspect My House? Read More »
Although you can deduct home insurance premiums, it depends on the status of the property. Furthermore, there are other expenses, such as property taxes and closing costs, that may need consideration while filing. As always, tax codes can change and are complex. Working with a licensed professional is always the best course of action.
Is Homeowners Insurance Tax Deductible? Read More »
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