Texas Auto Insurance

How Texas Drivers Can Navigate Pothole Damage Claims: A Comprehensive Handbook

I n Texas, the ubiquity of potholes on roads isn’t just an inconvenience; it’s a stark indicator of public infrastructure in need of attention. More than just a nuisance, these potholes pose a significant risk of damage to vehicles, setting up drivers for a unique challenge. Unlike typical road incidents that involve another party, dealing […]

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do insurance companies go after uninsured drivers

Do Insurance Companies Go After Uninsured Drivers?

Through subrogation, insurance companies can pursue compensation from uninsured drivers in the courtroom. However, the process is far from a guarantee and is a lengthy, complicated process. In some cases, carriers may forgo the process altogether. If you are an uninsured driver, you are still at legal risk that may prove criminal depending on the circumstances of your accident.

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totaled-car-insurance-payout

Who Gets the Insurance Check When a Car Is Totaled?

The check for your totaled car insurance payout may be sent to you or your lending company depending on who owns the vehicle. A number of factors will determine how much you’ll receive for your car totaled insurance payout. Following a car accident with a total loss to your vehicle, you can keep your vehicle in some cases, however, most are sold by insurance carriers to salvage yards.

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Cost of auto insurance for electric vehicles in Texas

As Electric Vehicles (EVs) gain popularity and become more common on the roads, their impact on auto insurance rates has garnered significant attention. This is a summary of how EVs are influencing auto insurance: Increased Insurance Premiums Possibility: Safety Features Influencing Premiums: Potential for Reduced Premiums: Car’s Risk Profile: Geographic Impact: Battery Insurance Considerations: Importance

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