Guides and plain-English answers on Texas auto, home, landlord, and business insurance — written for drivers and homeowners across the state.
If you are a young driver or have one in your family, premiums can be high. Having younger drivers on the same policy as their parents, shopping around, finding discounts, and getting good grades can help lower premiums. You can even take safe driving courses or raise your deductible to save on your monthly expenses.
No-fault insurance isn’t used in Texas but is a system some states use to help make the claims process smoother for drivers. Some no-fault states require PIP coverage and although the Lone Star State uses an at-fault system, PIP insurance is available.
In recent years, big storms hit places like Florida and Louisiana, and wildfires swept through California. Now, in 2024, Texas is facing a similar problem
I n Texas, the ubiquity of potholes on roads isn’t just an inconvenience; it’s a stark indicator of public infrastructure in need of attention. More
Home Insurance Savings with New Roof Typically, Texas homeowners can save around 20% on insurance premiums with a new roof. Savings may vary from 5%
Through subrogation, insurance companies can pursue compensation from uninsured drivers in the courtroom. However, the process is far from a guarantee and is a lengthy, complicated process. In some cases, carriers may forgo the process altogether. If you are an uninsured driver, you are still at legal risk that may prove criminal depending on the circumstances of your accident.
Having the right questions to ask your home insurance agent can help you gain peace of mind and better prepare for risks. Every home is different but home insurance questions should revolve around saving money and protecting your property. Be sure to stay in communication with your agent even after purchasing coverage to ensure you are prepared for possible perils as risks evolve over time.
Landlord insurance typically costs 15% less than homeowners insurance, ranging from $850 to $2500, contingent on property type, location, and associated risks. Texas regions like
The check for your totaled car insurance payout may be sent to you or your lending company depending on who owns the vehicle. A number of factors will determine how much you’ll receive for your car totaled insurance payout. Following a car accident with a total loss to your vehicle, you can keep your vehicle in some cases, however, most are sold by insurance carriers to salvage yards.
Summary: Texans face complex reasons for growing home insurance premiums within the state. Because of evolving weather patterns, changing industry trends, and more, home insurance
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