Texas Insurance Blog

Lease gap insurance can help you protect against potential losses after a vehicle is totaled or stolen. Unlike other states, Texas has laws limiting the cost of gap insurance on lease and the terms in which coverage can be offered. Understanding whether or not gap coverage is right for you is important and comparing quotes can help you find affordable, reliable protection that meets your needs and budget.

A Texas DWI can change auto eligibility and price. The lookback is the insurer’s rule, and an SR-22 is a filing, not extra coverage.

Drivers in Texas are facing more auto insurance rate increases due to a number of factors. While inflation is causing an auto insurance increase in Texas, there are other issues raising the risk for carriers and by extension, the premiums for motorists. Some things are out of your hands but there are ways you can save on your coverage despite outside factors raising rates.

You don’t have to get auto insurance for a learner’s permit in Texas, however, you still need to notify your insurance carrier. Failure to do so could result in lapses in coverage in the event of an accident. Planning ahead can help your family save money on auto insurance once your teen gets a Texas driver’s license.

A hit-and-run accident shouldn’t cause you to have an increase in your auto insurance premium if you aren’t at fault. With that said, some circumstances and carriers may also cause you to pay a higher premium. There are laws in Texas to help mitigate hit-and-runs, however, this doesn’t mean they aren’t a common issue for drivers. You can protect yourself with uninsured/underinsured motorist (UM/UIM) coverage and if you are facing a premium increase due to a hit-and-run, shopping carriers can help you switch and save money.