A water heater system installed inside a home.

Does Home Insurance Cover Water Heater Replacement?

While home insurance may cover damage caused by your water heater and its replacement, you’ll need to meet certain criteria and have the right coverage in place for protection. Many water heaters can benefit from appliance insurance, also known as a home warranty. There is also coverage available for oil tank leakage, however, you must add a specific endorsement and have an inspection certificate to do so.

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