Texas Hurricane Insurance Resources – Definition, TWIA, and Coverage
In Texas, hurricane insurance primarily pertains to homeowners insurance featuring a hurricane deductible, especially in high-risk coastal areas. Additionally, it encompasses various policies like home/renters, windstorm, and flood insurance. Windstorm deductibles, based on a percentage of the home’s value, differ from standard homeowners insurance deductibles. Renters, drivers, and boat owners each have distinct needs for storm coverage in Texas. Regardless of your situation, securing coverage before hurricane season begins is crucial to avoid any potential lapses.
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