Last updated: November 2026
These Terms of Use apply to your use of txinsuranceresources.com (the “site”), operated by Texas Insurance Resources (“TXIR,” “we,” “us”). By using the site, you agree to these terms. If you do not agree, please do not use the site.
Information only, not advice
The articles, city pages, guides and tools on this site are general information for Texans. They are not legal, tax or financial advice, and they do not change or replace the terms of any insurance policy. Coverage, prices and eligibility depend on the insurance company, the policy language and your own situation. Always read your policy and ask a licensed agent before making a decision.
Estimates are not quotes
Any prices, ranges or savings shown on the site, including the estimates on our city pages, are modeled estimates for comparison and education only. They are not published averages, a binding quote or an offer of insurance.
Quote requests are not coverage
Submitting a quote form, calling us or emailing us does not bind, start, change or cancel any insurance coverage. Coverage begins only when an insurance company accepts your application, the policy is issued and any required payment is made. Until you receive confirmation from us or the insurance company, do not cancel any existing policy.
A quote is based on the information you provide and is subject to the insurance company’s underwriting, verification and approval. Final prices may change if information is incomplete or different from what is reported, for example driving records, claims history, property condition or credit-based insurance scores where allowed by law.
Your information and quote forms
When you submit one of our quote or contact forms, you confirm that the information you provide is accurate and that you are authorized to share it, including information about other drivers or household members. You agree that we may contact you by phone, email or text about your request and share your information with insurance companies to obtain quotes. Message and data rates may apply. You can ask us to stop contacting you at any time. How we handle your information is explained in our Privacy Policy.
Acceptable use
Please do not misuse the site. For example, do not submit false or someone else’s information, send spam through our forms, try to break or overload the site, or copy large portions of our content for republishing without permission.
Our content
The text, graphics, logos and other content on the site belong to Texas Insurance Resources or its licensors. You may view and share pages for personal, non-commercial use, with a link back to the original page. Other uses require our written permission.
Links to other websites
The site links to outside websites, such as government agencies, insurance companies and news sources, for your convenience. We do not control and are not responsible for those sites.
No warranties
We work to keep the site accurate and current, but laws, rates and insurer guidelines change often. The site is provided “as is” without warranties of any kind, to the extent allowed by law.
Limitation of liability
To the fullest extent allowed by law, Texas Insurance Resources is not liable for any indirect, incidental or consequential damages arising from your use of the site or reliance on its general information. This does not limit any rights you have under an insurance policy or under Texas insurance law.
Texas law
These terms are governed by the laws of the State of Texas, without regard to conflict-of-law rules. Any dispute about the site will be handled in the state or federal courts located in Denton County, Texas, unless the law requires otherwise. If you have a complaint about an insurance company or agent, you can also contact the Texas Department of Insurance.
Changes to these terms
We may update these terms from time to time. The new version will be posted on this page with a new “Last updated” date.
Contact us
Texas Insurance Resources
3861 Long Prairie Rd STE 101
Flower Mound, TX 75028
Phone: 800-875-4711
Email: service@txinsuranceresources.com