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Home Insurance in Weimar, TX

Six steps to a better homeowners policy in Weimar, built around Colorado County hazard and housing data.

Houston-Gulf CoastColorado CountyStep-by-step guide

How to shop for home insurance in Weimar

  1. Pull your property record. The Colorado County appraisal district (www.coloradocad.org) publishes the square footage, year built and improvements insurers use to estimate rebuild cost. You can also visit the office at 106 Cardinal Lane Columbus, TX 78934-2000.
  2. Size Coverage A correctly. Homeowners in Weimar report a median value of $165,300. Across Colorado County the median is $209,800. Market value includes land and location, so it is not the same as the cost to rebuild; insure the dwelling to a replacement-cost estimate instead.
  3. Choose a wind and hail deductible. From 2016 to 2025, 7 hail events were recorded in Colorado County in NOAA’s Storm Events Database. Stones of one inch or more showed up in 6 of the reports. The top report was 1.75-inch hail on May 6, 2025. Price both a flat and a percentage wind/hail deductible before choosing.
  4. Confirm who covers wind. Wind coverage in Colorado County stays inside the homeowners policy because the county is outside TWIA’s coastal territory; compare the wind/hail deductible on every quote.
  5. Decide on flood coverage. FEMA lists Weimar as a participating NFIP community. Its current effective flood map dates to February 2011. In Colorado County, roughly 1 home in 30 has federal flood coverage (303 residential policies in force). Policyholders in the county have filed 49 NFIP claims since 2016. Flood needs its own policy, and buying one right before a storm will not help because of the usual 30-day wait. Look up your address on the FEMA Flood Map Service Center to see your flood zone.
  6. Compare quotes on equal terms. Compare roof settlement terms, deductibles and limits, not just premium. Texas Insurance Resources can shop multiple carriers for your Weimar home.
Typical local market estimate

$3,357/yr

About $280/mo · ~$300k-$400k dwelling class

$2,853/yrRough $300k dwelling scale (0.85x)
$4,532/yrRough $600k dwelling scale (1.35x)
TX Insurance Resources estimate

$1,954/yr

About $163/mo after modeled shopping discount

About 41.8% below local market estimate

$1,661/yrTXIR ~$300k scale
$2,638/yrTXIR ~$600k scale
Disclaimer: Estimates for comparison and education only. These figures are modeled estimates built from public data inputs and metro and regional benchmarks; they are not published averages or a binding quote. Actual quotes vary by dwelling value, age, roof, claims history, deductible, and carrier.

Weimar data in one place

Relatively LowFEMA overall risk
7Hail reports, 2016–2025
2Tornadoes, 2016–2025
8Major disasters since 2000

FEMA’s county-level National Risk Index puts Colorado County in the relatively low band overall. Its leading hazards, by rating, are drought (relatively high), tornadoes (relatively moderate) and hurricanes (relatively moderate).

Weimar and its housing

Weimar sits within Colorado County. Colorado County is not part of a metropolitan or micropolitan area in the federal delineation. Austin is the closest larger city, roughly 72 miles away, with Weimar to its southeast.

About 79% of homes in Weimar are detached single-family houses; owners occupy 67% of the occupied units. 1966 is the median year built for housing units in Weimar. Homes built before 1980 make up about 65% of the total; those built since 2000 account for 11%.

Weimar is covered by the NWS Houston/Galveston, TX forecast office, which issues local watches and warnings. The radar the weather service assigns to this point is KEWX.

Weimar quote questions

When is the best time to compare home insurance in Weimar?

Compare quotes a few weeks before renewal, and any time you replace the roof or add a structure.

Do I need a local agent for a Weimar home?

No. Weimar is about 72 miles southeast of Austin, and carriers rate by address, not by where the agent sits. An independent agency can compare several carriers for your exact location by phone or online.

Do I have to carry homeowners insurance in Weimar?

Only your lender can require it; Texas itself does not. If the home is paid off, the choice is yours, but one serious storm or fire can cost far more than years of premiums.

Does homeowners insurance cover tornado damage in Weimar?

Yes, tornado damage is covered as windstorm, subject to your wind and hail deductible. NOAA records show 2 tornadoes in Colorado County from 2016 through 2025, so confirm your dwelling and loss-of-use limits would cover a full rebuild.

Ready to price your Weimar home?

Compare carriers with Texas Insurance Resources. Call 800-875-4711 or request a quote online.

Call 800-875-4711
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Data sources and notes

All public data on this page was pulled in October 2026. Census numbers are survey estimates. Price estimates near the top are Texas Insurance Resources models for comparison, not quotes or published averages.

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