Home / Texas Home Insurance Locations / Venus
Home Insurance in Venus, TX
Side-by-side numbers for Venus, Johnson County and the state, covering housing, hazards and flood insurance.
$4,763/yr
About $397/mo · ~$300k-$400k dwelling class
$2,910/yr
About $242/mo after modeled shopping discount
About 38.9% below local market estimate
Venus compared with Johnson County and Texas
| Measure | Venus | Johnson County | Texas |
|---|---|---|---|
| Median home value | $270,500 | $285,900 | $283,800 |
| Median year built | 2014 | 1997 | 1992 |
| Owner-occupied homes | 84% | 75% | 63% |
| Single-family detached | 87% | 69% | 64% |
| Built before 1980 | 9% | 25% | 33% |
| Built 2000 or later | 85% | 45% | 39% |
| Manufactured homes | 1% | 16% | 6% |
Venus’s housing is younger than Johnson County’s overall (2014 versus 1997 median year built). 84% of occupied homes are owner-occupied in Venus, above the Johnson County share of 75%. Manufactured homes are less common in Venus (1% of units) than across Johnson County (16%).
Median home value: $270,500, according to the latest five-year Census survey. Johnson County as a whole is in the same range, at $285,900. Sale prices and rebuild costs can diverge in either direction, which is why carriers run their own replacement-cost estimate for the dwelling limit.
Johnson County hazards and storm counts
| Hazard | FEMA NRI rating | NOAA reports, 2016–2025 |
|---|---|---|
| Hail | Relatively Moderate | 116 hail reports |
| Tornadoes | Relatively High | 7 tornadoes |
| Strong wind | Relatively Moderate | 49 thunderstorm wind reports |
| Inland flooding | Relatively Moderate | 19 flash floods |
| Hurricanes | Very Low | – |
| Wildfire | Relatively Moderate | – |
| Winter weather | Relatively Low | – |
| Drought | Relatively Low | – |
| Lightning | Relatively Moderate | – |
FEMA’s county-level National Risk Index puts Johnson County in the relatively moderate band overall. Among individual perils, the top ratings go to tornadoes (relatively high), hail (relatively moderate) and inland flooding (relatively moderate).
Natural hazards have put Johnson County in 4 federal major disaster declarations since 2000. Among the most recent are Severe Winter Storms (2021), Severe Storms, Tornadoes, Straight-line Winds and Flooding (2015) and Extreme Wildfire Threat (2006).
What the comparison means for your policy
- Johnson County is outside TWIA’s designated catastrophe area, so wind and hail are normally covered by the homeowners policy itself, often with a separate percentage deductible.
- Because Venus is an NFIP participating community, homeowners can buy National Flood Insurance Program coverage. Its current effective flood map dates to October 2023. Flood coverage is far from universal: 510 residential NFIP policies in Johnson County, or about 1 per 124 homes. Johnson County has produced 37 NFIP claims from 2016 on. A homeowners policy will not pay for rising water; flood is a separate policy, and NFIP coverage typically takes 30 days to begin.
- Line up every home in Venus by age and the one in the middle was built in 2014. Homes built before 1980 make up about 9% of the total; those built since 2000 account for 85%. A young housing stock usually means modern code compliance, which can help with rates; HOA rules and builder warranties may still shape what you need.
Where to verify Venus details
Before you request quotes, pull your record from the Johnson appraisal district at www.johnsoncad.com; the Texas Comptroller’s Johnson County directory lists its contact details. Its office is at 109 N. Main St. Cleburne, TX 76033-4941. Watches and warnings for Venus are issued by NWS Fort Worth/Dallas, TX. Its assigned radar site for Venus is KFWS.
Venus straddles county lines; county-level figures here use Johnson County, though parts of Venus sit in Ellis County. In the federal metro delineation, Johnson County anchors the Dallas-Fort Worth-Arlington metro. Mansfield is the closest larger city, roughly 11 miles away, with Venus to its south.
FAQ: Venus home insurance
What does FEMA’s risk index say about Johnson County?
Overall, FEMA scores Johnson County as relatively moderate. Its standout hazards are tornadoes (relatively high), hail (relatively moderate) and inland flooding (relatively moderate). Those are the perils to ask about when you compare deductibles and endorsements.
Can I get TWIA windstorm coverage in Venus?
No. Johnson County is outside TWIA’s designated catastrophe area, so wind and hail are covered by the homeowners policy itself, usually with a separate wind and hail deductible.
Do I need a local agent for a Venus home?
No. Venus is about 11 miles south of Mansfield, and carriers rate by address, not by where the agent sits. An independent agency can compare several carriers for your exact location by phone or online.
Should I insure my Venus home for its market value?
Not necessarily. The Census median home value in Venus is $270,500, but Coverage A should match the cost to rebuild, which excludes land and can be higher or lower than market value. Ask for a replacement-cost estimate based on square footage and finishes.
Get a Venus home insurance quote
Texas Insurance Resources shops multiple carriers for you. Call 800-875-4711 or start online.
Sources for this Venus page
Data reflects the most recent releases available in October 2026; survey figures carry margins of error. The two price cards are modeled estimates from Texas Insurance Resources, not quotes.
- Community Status Book (NFIP)
- Texas Comptroller regions
- Disaster declarations (FEMA), Johnson County
- Census ACS 2020–2024, Venus town: structure type, year built, median year built, population, home value, tenure
- NOAA Storm Events Database, Johnson County
- TWIA coverage area
- NWS Fort Worth/Dallas, TX
- Comparison figures: Johnson County value, Johnson County build year, Texas value
- NFIP data (OpenFEMA), Johnson County
- FEMA NRI county ratings, Johnson County
- Census metro delineation
- Census Gazetteer coordinates
- Comptroller county directory, Johnson County