Home / Texas Home Insurance Locations / Rendon
Home Insurance in Rendon, TX
Half of the homes in Rendon were built in 1996 or earlier. Here is how the local housing stock shapes coverage and price.
What Rendon housing looks like
Single-family detached houses make up about 79% of housing units, and 85% of occupied homes are owner-occupied. About 15% of units are manufactured homes, which typically need a policy built for that construction type.
Why build year matters in Rendon
Line up every home in Rendon by age and the one in the middle was built in 1996. Homes built before 1980 make up about 24% of the total; those built since 2000 account for 44%. Houses from this era often have had partial updates, so documenting a newer roof, water heater or HVAC can help when quotes are compared.
$5,479/yr
About $457/mo · ~$300k-$400k dwelling class
$3,107/yr
About $259/mo after modeled shopping discount
About 43.3% below local market estimate
Market value versus rebuild cost in Rendon
Homeowners in Rendon report a median value of $362,600. Tarrant County as a whole is in the same range, at $323,900. Your dwelling limit should be built from square footage, materials and local labor costs rather than what the house would sell for.
Coverage A through F for a Rendon home
The structure limit. It should equal what it would cost to rebuild at current labor and material prices.
Anything not attached to the house, such as fences, carports and barns.
Furniture, clothing and electronics. Replacement-cost settlement pays more than actual cash value after a loss.
Extra living costs if a covered loss forces you out during repairs.
Legal defense and damages if someone is hurt on your property or you damage someone else’s.
No-fault medical payments for visitors, usually a few thousand dollars.
Weather backdrop for Rendon
FEMA’s county-level National Risk Index puts Tarrant County in the relatively high band overall. Among individual perils, the top ratings go to hail (very high), tornadoes (very high) and winter weather (very high). Over the ten years from 2016 to 2025, NOAA recorded 465 hail events across Tarrant County. 380 of those involved stones an inch or larger, the size that commonly damages shingles. The top report was 5-inch hail on June 12, 2023.
There is no TWIA option in Tarrant County, so the homeowners carrier handles wind and hail, and its deductible for those perils can differ from the all-other-perils deductible. Look up your address on the FEMA Flood Map Service Center to see your flood zone.
Records to check before you quote
Insurers often check the appraisal district record, so confirm that what the Tarrant district shows at www.tad.org matches your home. The district office address is 2500 Handley-Ederville Rd. Fort Worth, TX 76118-6909.
Rendon sits within Tarrant County. Tarrant County forms part of the urban core of the Dallas-Fort Worth-Arlington metro. By straight-line distance, Rendon is about 7 miles west of Mansfield.
Common questions from Rendon homeowners
Are most homes in Rendon old or new?
Half the homes were built by 1996, and roughly 24% are pre-1980, according to the Census Bureau. Expect carriers to ask about roof age and any past hail repairs.
When is the best time to compare home insurance in Rendon?
Check before each renewal. Carriers adjust rates and underwriting appetite over time, so last year’s best price may not hold.
What is a typical savings range when switching?
The estimate cards above model about 43.3% below the local market figure for Rendon. Treat it as illustrative; your quote depends on the home, roof, claims history and deductible.
Are manufactured homes in Rendon insured differently?
Usually. Manufactured homes make up about 15% of housing units in Rendon. They are typically written on a manufactured home policy, and tie-downs, age and skirting can affect eligibility.
Compare Rendon home insurance quotes
Compare carriers with Texas Insurance Resources. Call 800-875-4711 or request a quote online.
Where the Rendon numbers come from
Data reflects the most recent releases available in October 2026; survey figures carry margins of error. The two price cards are modeled estimates from Texas Insurance Resources, not quotes.
- NOAA Storm Events Database, Tarrant County
- FEMA National Risk Index, Tarrant County
- Census CBSA delineation
- Census Gazetteer coordinates
- Comptroller 2024 regions
- Comparison figures: Tarrant County value, Tarrant County build year
- TWIA eligibility
- Comptroller CAD listing, Tarrant County
- Census ACS 2020–2024, Rendon CDP: structure type, population, year built, median year built, tenure, home value