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Home Insurance in Manor, TX
How Manor homes and hazards compare with Travis County and Texas as a whole, and what the differences mean for your policy.
$3,189/yr
About $266/mo · ~$300k-$400k dwelling class
$1,764/yr
About $147/mo after modeled shopping discount
About 44.7% below local market estimate
Manor compared with Travis County and Texas
| Measure | Manor | Travis County | Texas |
|---|---|---|---|
| Median home value | $347,900 | $523,000 | $283,800 |
| Median year built | 2015 | 1999 | 1992 |
| Owner-occupied homes | 75% | 52% | 63% |
| Single-family detached | 81% | 52% | 64% |
| Built before 1980 | 2% | 24% | 33% |
| Built 2000 or later | 94% | 48% | 39% |
| Manufactured homes | less than 1% | 3% | 6% |
Homes in Manor are newer than the county norm, with a median build year of 2015 against 1999 for Travis County. Owner-occupancy is higher than the county figure (75% versus 52%).
The median owner-estimated home value in Manor is $347,900. That is below the Travis County median of $523,000. Market value includes land and location, so it is not the same as the cost to rebuild; insure the dwelling to a replacement-cost estimate instead.
Weather risk in Travis County, rated
| Hazard | FEMA NRI rating | NOAA reports, 2016–2025 |
|---|---|---|
| Hail | Very High | 152 hail reports |
| Tornadoes | Very High | 5 tornadoes |
| Strong wind | Relatively High | 85 thunderstorm wind reports |
| Inland flooding | Relatively High | 77 flash floods |
| Hurricanes | Relatively Low | – |
| Wildfire | Relatively Moderate | – |
| Winter weather | Relatively Moderate | – |
| Drought | Relatively Low | – |
| Lightning | Relatively High | – |
In FEMA’s National Risk Index, Travis County carries an overall rating of relatively high. Among individual perils, the top ratings go to hail (very high), tornadoes (very high) and inland flooding (relatively high).
FEMA has issued 14 natural-hazard major disaster declarations covering Travis County since 2000. The latest declarations were Severe Storms, Straight-line Winds, and Flooding (2025), Severe Winter Storm (2023) and Severe Winter Storms (2021).
Turning the Manor numbers into coverage choices
- Since Travis County is not a TWIA county, look at how your homeowners policy handles wind and hail, including whether that deductible is a flat amount or a percentage of the dwelling limit.
- The city takes part in the National Flood Insurance Program, which makes federal flood policies available. Flood coverage is far from universal: 6,295 residential NFIP policies in Travis County, or about 1 per 49 homes. Policyholders in the county have filed 455 NFIP claims since 2016. A homeowners policy will not pay for rising water; flood is a separate policy, and NFIP coverage typically takes 30 days to begin.
- Census estimates put the median construction year for homes in Manor at 2015. About 2% of homes went up before 1980, while 94% were built in 2000 or later. Recent construction often qualifies for age-of-home discounts, but rebuild costs in new subdivisions can run higher than buyers expect.
Local offices and records
Insurers often check the appraisal district record, so confirm that what the Travis district shows at www.traviscad.org matches your home. The district office address is 850 E. Anderson Ln. Austin, TX 78752. The NWS Austin/San Antonio, TX office handles forecasts and storm warnings for Manor. Radar coverage comes from the KGRK site.
Manor belongs to Travis County. Federal statistical definitions place Travis County at the core of the Austin-Round Rock-San Marcos metro area. Head about 7 miles from Manor and you reach Pflugerville, the nearest larger city.
Manor coverage questions
What natural hazards affect Manor homes most?
Travis County is rated relatively high overall in FEMA’s National Risk Index. Its standout hazards are hail (very high), tornadoes (very high) and inland flooding (relatively high). Use that list to decide where higher limits or a lower deductible are worth the premium.
Does Texas law require home insurance in Manor?
Only your lender can require it; Texas itself does not. If the home is paid off, the choice is yours, but one serious storm or fire can cost far more than years of premiums.
How often has Travis County had federal disaster declarations?
Since 2000, FEMA has declared 14 natural-hazard major disasters that include Travis County. The most recent was Severe Storms, Straight-line Winds, and Flooding, declared in July 2025. Federal aid for homeowners is limited and often comes as SBA disaster loans, so insurance remains the main way to recover.
How much could I save by shopping my Manor policy?
On this page we model a 44.7% gap between the local market estimate and our estimate for Manor. It is not a quote, and actual savings can be higher, lower or zero.
Request a Manor homeowners quote
One call to 800-875-4711 or a short online form gets several carriers working on your quote.
About the data
Data reflects the most recent releases available in October 2026; survey figures carry margins of error. The two price cards are modeled estimates from Texas Insurance Resources, not quotes.
- NWS Austin/San Antonio, TX
- American Community Survey 2020–2024, Manor city: year built, population, tenure, median year built, structure type, home value
- TWIA coverage area
- Texas Comptroller regions
- National Risk Index (FEMA), Travis County
- Census CBSA delineation
- Census Gazetteer files
- Benchmarks: Travis County value, Travis County build year, Texas value
- Comptroller CAD listing, Travis County
- NFIP data (OpenFEMA), Travis County
- Disaster declarations (FEMA), Travis County
- Storm Events Database (NOAA), Travis County