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Home Insurance in Anthony, TX
Anthony homeowners insure against hail and winter weather first, according to FEMA’s county ratings. This page lays out the local hazard data and what it means for coverage.
$3,937/yr
About $328/mo · ~$300k-$400k dwelling class
$2,224/yr
About $185/mo after modeled shopping discount
About 43.5% below local market estimate
What FEMA’s ratings say about Anthony
FEMA’s county-level National Risk Index puts El Paso County in the relatively high band overall. The individual hazards that stand out are hail (very high), winter weather (very high) and lightning (very high).
Hail is rated very high in El Paso County. Ask whether your roof is covered at replacement cost or actual cash value, and whether a Class 4 impact-resistant roof earns a credit.
With winter weather rated very high, roof damage from ice and frozen-pipe claims are the usual concerns.
Lightning is rated very high in El Paso County. Fire from a strike is a covered peril; ask how your policy treats power-surge damage to appliances and electronics.
FEMA rates inland flood risk relatively high; flood coverage is separate and worth pricing even outside a mapped high-risk zone.
Ten years of storm reports in El Paso County
From 2016 to 2025, 37 hail events were recorded in El Paso County in NOAA’s Storm Events Database. Of these, 26 reached at least one inch in diameter. The top report was 2-inch hail on May 21, 2018. Tornado records for El Paso County show 1 touchdown from 2016 through 2025.
There were also 30 damaging-wind reports from thunderstorms, topping out around 82 mph. Add 45 flash flood events over those ten years.
Natural hazards have put El Paso County in 4 federal major disaster declarations since 2000. The latest declarations were Severe Winter Storms (2021), Severe Storms and Flooding (2006) and Extreme Wildfire Threat (2006).
Who covers wind in Anthony?
El Paso County is outside TWIA’s designated catastrophe area, so wind and hail are normally covered by the homeowners policy itself, often with a separate percentage deductible.
Flood exposure and the NFIP in Anthony
FEMA lists Anthony as a participating NFIP community. Its current effective flood map dates to August 1987. Flood coverage is far from universal: 2,695 residential NFIP policies in El Paso County, or about 1 per 91 homes. Since 2016, 104 NFIP flood claims have come from El Paso County. Since homeowners forms exclude flood, plan ahead: most NFIP policies only take effect after a 30-day waiting period.
The FEMA Flood Map Service Center shows the flood zone for any address.
Anthony housing in brief
Line up every home in Anthony by age and the one in the middle was built in 2001. About 31% of homes went up before 1980, while 53% were built in 2000 or later. Homeowners in Anthony report a median value of $168,200. El Paso County as a whole is in the same range, at $180,400. Sale prices and rebuild costs can diverge in either direction, which is why carriers run their own replacement-cost estimate for the dwelling limit.
Where Anthony homeowners can check the details
Anthony is in El Paso County. El Paso County forms part of the urban core of the El Paso metro. Anthony lies northwest of El Paso, around 14 miles away in a straight line.
Square footage and build year on file with the El Paso appraisal district (www.epcad.org) feed straight into replacement-cost estimates, so check them for errors. You can also visit the office at 5801 Trowbridge Dr. El Paso, TX 79925-3345. For local warnings, the responsible National Weather Service office is NWS El Paso, TX. The associated NEXRAD radar is KEPZ.
Anthony hazard and coverage questions
How common are hailstorms in El Paso County?
El Paso County had 37 hail reports in NOAA’s records for 2016 to 2025, 26 of them with stones an inch or larger. FEMA’s National Risk Index rates the county’s hail risk very high. Roof age, roof material and the wind and hail deductible drive most of the price difference between quotes.
Are tornadoes covered on a Anthony home policy?
Yes. Tornadoes fall under the windstorm peril, so the wind and hail deductible applies. El Paso County had 1 tornado in NOAA’s 2016 to 2025 records, which is a good reason to check your dwelling, other-structures and debris-removal limits.
Is foundation movement covered for Anthony homes?
Generally no. Settling and earth movement are excluded on most homeowners forms, even though drought, rated relatively high in El Paso County by FEMA, can move foundations. A covered water leak that damages the slab may be the exception.
Does my Anthony policy cover a burst pipe after a freeze?
Usually, as long as the damage is sudden and the house was heated. Winter weather is rated very high in El Paso County by FEMA, so know where your main shutoff valve is.
Ready to price your Anthony home?
Compare carriers with Texas Insurance Resources. Call 800-875-4711 or request a quote online.
Data sources and notes
Public data current as of October 2026; Census figures are survey estimates. Premium figures in the estimate cards are illustrative models, not quotes.
- Census metro delineation
- Census Gazetteer files
- County and state comparisons: El Paso County value, El Paso County build year
- TWIA coverage area
- NWS El Paso, TX
- American Community Survey 2020–2024, Anthony town: home value, year built, median year built, structure type, tenure, population
- Community Status Book (NFIP)
- FEMA NRI county ratings, El Paso County
- NOAA NCEI storm reports, El Paso County
- Comptroller 2024 regions
- Texas property tax directory, El Paso County
- FEMA disaster declarations, El Paso County
- OpenFEMA NFIP data, El Paso County